Understanding the Real Estate Market in Detroit
If you have paid any attention to the real estate world lately, then you have probably heard the term “seller’s market” tossed around. 2020 became the year the housing market significantly changed. And, if the first half of 2021 is any guide, it looks like 2021 will continue the current cycle. Detroit is no exception…
How Can I Avoid Paying PMI
For a conventional mortgage, paying any less than 20% down will very likely result in private mortgage insurance (PMI) becoming a requirement for your loan to close. PMI ultimately exists to protect the lender from a borrower defaulting on a mortgage in a particularly precarious situation, where the home may be worth very near the…
What’s The Difference Between APR and My Interest Rate?
Many people are confused about the difference between their interest rate and annual percentage rate (APR). While both rates do relate to the total cost of your mortgage, each calculation comes from a distinct set of inputs. It is important to comprehend the differencebetween an advertised rate and how your APR may diverge, even significantly,…
Understanding Cash to Close
While some lenders provide for other creative charges at times, this is a list of the most commonclosing costs. The list is by no means exhaustive, but it will provide you with an idea of thetraditional costs associated with a mortgage. As you can see, these charges come from thecombination of providers necessary to make…
The Top 7 Traits Your Real Estate Agent Should Possess
Think about your ideal real estate agent for a moment. While many people may conjure up images that look a lot like Glenngarry Glen Ross with his “ABC” monologue, the only person on your real estate team that should really live the “Always Be Closing” mantra is the Closer on your mortgage. In reality, a…
Is It Time to Move? Tips for Choosing to Sell in 2021
It almost goes without saying that the events of 2020 were not on anyone’s radar at the beginning of the year. This is just a reminder that life will always have its curveballs and no one can predict the future. As we enter into 2021, many are hopeful that a flip of the calendar page…
What Are Concessions?
Chandler Nash answers one of the most common questions that he gets asked from his clients – “What are concessions?” Call us if you have any other questions you would like answered – 586.580.8092.
Why Buyers Should Use A Buyer’s Agent.
Home buyers should always have their own agent. Searching for the perfect home can be a very confusing process, especially for first time home buyers. Your mind will most likely be racing with all sorts of questions. What is my price range? Where should I be looking? How do I know how much to offer?…
Real Estate Myths Debunked
Whether you are a buyer or a seller, the real estate world can be a confusing place to navigate. And it can often be difficult to separate fact from fiction. Here is a list of some of the most common myths in real estate that you may hear. Myth #1: “Agents want you to…
Shelby Township Restaurant Guide
“What should we do for dinner?” Don’t feel like cooking, and looking to try something new? Whether you are new to the Shelby Township area or you’re just looking for a new place to dine at for dinner, this list should help you find what you’re looking for. Shelby Township is filled with…
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